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As she straightened, his snowball was already in the air.
Once we do this, it's like rolling a snowball down a hill.
Pay off all of your debt using the debt snowball method.
Trees Full of Money has a Microsoft Excel spreadsheet for building your debt snowball, complete with areas for allocating extra debt payments such as money received from a Christmas bonus.
Money Help for Christians offers a free downloadable worksheet for people interested in the snowball debt repayment method.