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Prepay the telephone, cable or electric bill.
Refuel the car yourself rather than prepay for a full tank of gas at the rental company's rates.
In some cases, lenders offer the broker a rebate when the prepay term is longer than two years.
The Pay As You Go option allows you to prepay whenever you want, refilling the account with additional funds as needed.
After that is costs $10.42 a month for an individual and $20.00 a month for families with an annual prepay.