Market Expectations: Diamond prices can fluctuate widely, and good diamond buyers will understand the current market rates as well as emerging trends for different colored diamonds, a variety of carat sizes, and other gem characteristics.
Choosing an adjustable rate mortgage (ARM) may make sense if a fixed-rate loan makes the monthly payment higher than you can afford, but you must be aware that interest rates on ARMs can easily fluctuate up, making it a risky gamble.
With an adjustable rate mortgage (ARM), your interest rate is directly tied to economic indicators, meaning the amount of interest you pay during a given period can fluctuate, sometimes to the tune of several hundred dollars a month.
When you obtain a LIBOR-based mortgage loan, your interest rates will not fluctuate every time the LIBOR fluctuates; instead, your interest rate will fluctuate at predetermined intervals as set by the terms of your loan.
Renaissance costumes are also suitable as maternity costumes and can easily be adapted to be worn after pregnancy, and the highly adjustable nature of these costumes makes them ideal for anyone whose size may fluctuate.