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The legal title to the property, which is not severable, remains with the bankrupt and the other joint owner(s ).
It is inherent in the words " the deceased 's severable share of that property ".
Each of the above exclusions or limitations shall be construed as a separate, and severable, provision of these Terms.
Why should s. 3(5) be ignored when considering the size of the severable joint interest?
The legal title to the property, which is not severable, remains with the bankrupt and the other joint owner(s).