Generally speaking, injuries that you receive as a result of your own negligence or that are self-inflicted will not be covered, and medical treatment is not covered if you are traveling for the purpose of getting that treatment.
They will also not pay claims that arise because of the insured's suicide or self-inflicted injury or illness, including sexually transmitted diseases, incidents of drug or alcohol abuse, or risky or dangerous behavior.
A close family member, health care provider, child of the elder individual may be the abuser, or in some cases, the abuse may be self-inflicted.
Self-inflicted abuse means that an elderly individual may not be able to care for their personal health and hygiene needs but refuses help.
Suicide by a self-inflicted gunshot wound was the cause of death for Nirvana front man Kurt Cobain.