To suppose is to assume something without conviction or to assume something without full understanding or knowledge.
To assume; suppose
To speculate is to hypothesize or come up with a theory about something but not a full tested or researched answer.
To present as security or guarantee, esp. for the repayment of a loan; pawn
To pawn is to give something as security for a loan.
Find another word for hypothecating. In this page you can discover 8 synonyms, antonyms, idiomatic expressions, and related words for hypothecating, like: supposing, hypothesizing, conjecturing, theorizing, speculating, hocking, pledging and pawning.