You can apply for a Orchard Bank Card online.
Every time you use your bank card or checking account, Bank of America will round the purchase to the nearest dollar, take that difference and put it into your savings account.
One obvious advantage of a Chase Bank card over a gift card to a specific store is that it can be used all around the country for pretty much anything, both in-store and online.
The Ulster Bank card also comes with several key protections for card users.