Professional liability insurance for real estate brokers can be costly, but it isn't a policy that brokers should scrimp on.
Sellers might require little to no down payment for an owner financed property, which means individuals and families will not need to scrimp and save to come up with the recommended 20% down payment of the full purchase.
Remember that coverage is only for the things you pay for; scrimp on your insurance and you'll probably wind up with less coverage than you may have realized.
Although you might be looking for an inexpensive futon frame, don't scrimp on the mattress and ensure that it fits with how you want to use the futon.
When living on a tight budget, many people are tempted to scrimp on groceries and only buy the cheapest possible foods.