Use this link to flag someone you suspect is a scammer.
You login to this website by accident and as soon as you do, the site send all your login information to the scammer and he or she is privy to whatever information is on the site.Other holiday shopping crimes include deception.
Since we can assume that this scammer doesn't have good credit history himself (after all why would he need yours if his was good?), he will probably default on the loan or run up high credit card debt then disappear.
The link is masked and takes you to the scammer's site where they collect your information for future use.
If you frequent money saving forums and chat rooms online you may encounter a scammer.