DocStoc has a sample settlement letter written from the point of view of the consumer.
Docstoc: The site offers a free graduation scrapbook kit.
Docstoc: This user-friendly site offers a wide variety of fabulous and free scrapbook templates, which can be printed at home.
For letter templates, you can visit DocStoc, a free letter sharing website that offers effective business letter examples that you can download and use to write your resume cover letter.
Both Docstoc and Beta Search Career center offer free combined resume templates to help you showcase the best of your skills and work experience.