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Competitive interest rate - Your variable APR is assigned based on your creditworthiness.
The Visa card a member receives depends on the card they apply for in addition to their creditworthiness.
The interest rate approved applicants receive depends on their creditworthiness, but rates for these cards are generally on the high side.
The APR may be as high as 22.24 percent for those with less stellar creditworthiness.
After that, APRs range from 11.24 percent to 17.24 percent, based on creditworthiness.