Maybe her personal effects are in another bag.
The dowry might include real estate, but generally consisted of personal effects and household furniture.
When shopping, you'll also want to keep an eye out for functional details, like multiple pockets, drink holders, small zippered compartments (for any personal effects you choose to carry) and more.
Lost or stolen baggage and personal effects are covered for $1000 under a Custom policy, but for $1500 under Custom Deluxe.
