It can be implemented face-to-face in the classroom or virtually.
While most of these professionals represent a larger insurance company, you may have a better chance of negotiating a cheap price for your renters insurance if you can sit down with an agent face-to-face and talk about your coverage needs.
When choosing photos for your portfolio, be sure to include photos that highlight features being sought by the company you are approaching, because your photos will most likely be looked at before you ever meet someone face-to-face.
I am also not sure who I should contact (my account manager, my recruiter, etc.), because this company is in a different state, and I work as an independent contractor at home and have never met any of the employees face-to-face.
Not only did the movie bring Spiderman face-to-face with two major villains, the plot also turned Peter Parker against himself as he struggled with the dark side inflicted upon him by the crash landing of an alien symbiote.